PayPal balance The operational part of your account contains your PayPal balance, which is the balance of money available for payments or withdrawals. You need to have enough PayPal balance in cleared funds to cover the amount of any payment you make and the transaction fees you owe us at the time of the payment.
Other requirements also apply — see the section Making a Payment below. If you have insufficient PayPal balance or have chosen a preferred funding source you are also requesting us to obtain funds on your behalf from your applicable funding source and issue electronic money to your PayPal balance for your payment to be made. When you withdraw your money you need to have enough PayPal balance to cover the value of any withdrawal at the time of the withdrawal.
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If your PayPal balance shows a negative amount, this is the net amount you owe to us at the given time. You cannot access and use money how to make fast in the reserve account. Adding or Withdrawing Money Adding money To get electronic money into your account you can, subject further to this user agreement: accept a payment in your account from someone else.
We may charge you fees for this; or obtain electronic money from us by paying us an equivalent amount. You can obtain electronic money from us by: automatically using your applicable funding source s to cover the amount of the payments that you instruct us to send to other users and the transaction fees payable by you to us. We have no control over how long the payment to us will take. Withdrawing money If you have a PayPal balance, you may withdraw any amount by transferring it to your nominated funding source linked to your PayPal account, as we may allow from time to time.
This could include your bank account or debit or credit card, depending on the country in which your PayPal account is registered. When you instruct us to withdraw any amount of your PayPal balance, subject further to this user agreement we will: convert the electronic money to money that we can transfer to your nominated funding source; and instruct our own bank to transfer that money to your nominated funding source.
Once our bank receives our payment instruction, we have no control over how long the payment to you will take to complete.
The company claims that it has not received my payment. What should I do? You can find this information combined in the description of the specific payment. The company can and must solve this issue for you, because you have proof of the payment being successful. If you are not able to solve the issue together with the company, please contact your bank.
At this point, our bank, your funding source provider and the payment systems that they rely on take over responsibility for getting the money to your nominated funding source and this can affect the time it takes for you to receive your money. We may allow the above transfers to be made through the debit card attached to that bank account. Fees apply to withdrawals. We will also disclose to you the fees in advance each time you initiate such a withdrawal.
The funding source for example, bank account or card into which you request the withdrawal must be denominated in the original opening currency of how to make money on nl international on the Internet account or another currency that PayPal supports for withdrawals in your country of residence. You may only withdraw PayPal balance in the opening currency of your account, unless we agree otherwise. In order to withdraw PayPal balance held in another currency you will have to convert the currency to the opening currency of your account, or it will be converted for you at the time of your withdrawal.
Our transaction exchange rate will be used. This means that if you withdraw: a PayPal balance held in a currency other than the original opening currency of your account, you will be charged a fee for the conversion into your original opening currency; and to a funding source for example, bank account or card denominated in a currency other than the original opening currency of your account, you will be charged a fee for the conversion into the currency in which the funding source is denominated.
To protect you, our other users and us from loss and to allow us to comply with our anti-money laundering and other legal obligations, we may delay a withdrawal, in certain situations, including if we need to confirm that you have authorised the withdrawal or if payments to your PayPal account have been subject to a reversal for example, as a result of a chargeback, bank reversal or dispute by a buyer.
If we place a limitation on your PayPal account, a payment is subject to a hold, or your account or an associated account has a negative balance in any currency while a withdrawal from your PayPal account is pending, you will have to reinitiate the withdrawal once the limitation or hold has been lifted, or negative balance is fully paid off. We may set limits on your withdrawals, and you can view any withdrawal limit by logging into your PayPal account.
How to make money on nl international on the Internet must follow the steps that we will notify to you or publish from time to time which we may set out in your account overview to lift your withdrawal limit. Managing Your Money in Multiple Currencies When you open your account, it is configured for use with the opening currency of your account. The opening currency of your account is Euro EUR.
We may configure your account further so that you can use it to store money and send and receive payments in currencies other than the opening currency of your account. If you hold a PayPal balance, we may allow you to convert it to balance in another currency. If your PayPal balance is not enough to cover the amount of a payment you instruct us to make in a particular currency, we may perform a currency conversion from any PayPal balance in another currency to cover the shortfall.
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There may be some restrictions on where you can send payments in certain currencies. To receive money in a currency other than the opening currency of your account, it may be necessary to create a balance in that currency or convert the money into another currency that we allow you to hold.
Payments in certain currencies can only be received by automatic conversion of the money into another currency that we allow you to hold. Please see the Withdrawing Money section above to see how withdrawals in different currencies can be made. If one of the currency balances in your account shows that you owe us an amount of funds for any reason, we may set off the amount you owe us by using funds you maintain in a different currency balance or by deducting amounts you owe us how to make money on nl international on the Internet money you receive into your account, or money you attempt to withdraw or how to make money on nl international on the Internet from your account, or in a different account, and by deducting funds from any withdrawals you attempt to make.
If, for a period of 21 Days, you have a PayPal balance that reflects an amount owing to us that is not in Euros, we may convert the amount you owe us to Euros.
We may, at our discretion, impose limits on the amount of money you can convert or the number of conversions you can perform.
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You are responsible for all risks associated with maintaining multiple currencies in a PayPal account. You may not manage or convert currencies for speculative trading purposes, conversion arbitrage, conversion options, or any other activity that we determine is primarily for the purpose of gaining or making money based on currency conversion rates.
We may hold, cancel, or reverse any transaction we determine to violate this policy. How we convert currency If PayPal converts currency, it will be completed at the transaction exchange rate we set for the relevant currency exchange. The transaction exchange rate is adjusted regularly and includes a currency conversion fee applied and retained by us on a base exchange rate to form the rate applicable to your conversion.
The base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior Business Day; or, if required by law or regulation, set at the relevant government reference rate s. We may make a transaction exchange rate including our currency conversion fee available for your review during your transaction. If you complete the transaction, that transaction exchange rate may apply to the payment for the transaction whenever it is processed; or that rate may be valid only if the payment for that transaction is processed within a limited time, as stated during the transaction.
After that limited time, we may use the transaction exchange rate in effect at the time the transaction is processed, or not perform the currency conversion. If you have authorised a payment under a billing agreement, and we perform currency conversion for that payment, we will use the transaction exchange rate in effect at the time the payment transaction is processed. The transaction exchange rate for each payment under a billing agreement may vary. Any rates shown using the Currency Converter tool only apply at the time you use the tool and are subject to change.
Currency conversion choices When your payment is funded by a debit or how to make money on nl international on the Internet card and PayPal determines currency conversion is necessary, you consent to and authorise us to convert the currency in place of your debit or credit card issuer. You may have the right to have your card issuer convert the currency of the card payment into the currency in which you send the payment from your PayPal account, if applicable for that card issuer and network.
This selection may be presented to you in various forms, including a choice of which currency is used for the transaction, whether we or your card issuer performs the conversion, or which conversion rate is used for the transaction, among others. If your card issuer converts the currency, your card issuer will determine the currency conversion rate and what fees they may charge.
PayPal will always perform the conversion for transactions where you use existing balance or your linked bank account is the funding source. If PayPal determines currency conversion is necessary for a transaction that also requires a backup funding source to be chosen, you may not be able to separately choose whether PayPal or your card issuer performs the currency conversion on the payment from your backup funding source.
Where a currency conversion is offered at the point of sale by the merchant, not by PayPal, and you choose to authorise the payment transaction on the basis of the merchant's exchange rate and charges, PayPal has no liability to you for that currency conversion. You agree to review your transactions through your PayPal account history instead of receiving periodic statements by email. Key information relating to your payments will be provided to you via e-mail and your transaction history will also be updated and made available to you at any time by logging into your account.
You can also access a downloadable report from your PayPal account. This will show all bonuses when registering for options incurred and any other amounts charged to your PayPal account in the relevant period.
The report will only be updated and made available if there has been any activity cb bitcoin your PayPal account or any fees have been incurred in the relevant period. The way in which we provide the transaction information will allow you to store and reproduce the information unchanged, for example by printing a copy.
Fees We charge fees for our services as set out on the fees page. Quoted fees are inclusive of all applicable taxes; however, other taxes or costs may exist that are not paid through or imposed by us. You are liable for telephone charges and any charges made by your internet service provider or similar or associated charges as a result of the use by you of our services.
We may deduct our fees from your PayPal balance. We may deduct our transaction-related fees from the amounts we transfer before those funds are credited to your PayPal balance.
We will provide you with the details of the amounts you receive and our fees charged either by e-mail or in your transaction history which you can access by logging into your account.
If your payment requires you to pay a fee to us, we may disclose that fee to you when you provide your payment instruction to us. You cannot set off or deduct any amounts from our fees. We may make a charge for any additional services we provide outside this user agreement.
We will tell you of those charges when you ask for the service. We may require you to authenticate your instruction i. We may offer you to select certain recipients for a faster payment experience, which makes them a "trusted beneficiary" for your future payments made to that recipient. We will not normally ask you to log in with password, PIN or similar for these payments when they are made. You can access and edit your list of trusted beneficiaries in your PayPal account at any time.
Cancelling your how to make money on nl international on the Internet instruction Once you provide you payment instruction to us, you may not cancel it, except if it is a payment instruction under a billing agreement see below for more details. How long will my payment take? Your payment to another user will leave your account [within the How to make money on nl international on the Internet Day] after we receive your complete payment instruction.
The payment will leave your account within two Business Days if we receive your complete payment instruction: on a day which is not a Business Day; or after the following local cut off times on a Business Day for accounts registered in the following countries: 4pm in Netherlands. We may allow you to ask us to make your payment on a specific later date, in which case your payment will leave your account on that later date. Other provisions in this user agreement may cause the above timeframes to be extended.
When we may refuse to make your payment We may treat your payment instruction as not complete and we may refuse to make your payment if: you do not have enough money in your PayPal balance; we have reason to believe that your linked funding sources do not have sufficient funds to cover the money required to make your payment; you do not provide us with all mandatory information requested in the relevant payment or checkout flows which we use to obtain your payment instructions for instance, sufficient details of the recipient as we may request and authentication of your payment instruction ; the payment exceeds how to make money on nl international on the Internet sending limit we tell you about when you try to make the payment; or we have reason to believe that a restricted activity has happened in relation to your account or you are otherwise in breach of this user agreement.
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When your payment is not accepted by the recipient If we allow you to send a payment to someone who does not have a PayPal account, the recipient can claim the money by opening a PayPal account. If the recipient already has a PayPal account, they can refuse to accept the money.
See Refunds to your account for what can happen when your PayPal account receives a refund. Sending limits We may, at our discretion, impose limits on the amount and value of payments you can make, including money you send for purchases.
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You can view any sending limit by logging into your PayPal account. To lift your sending limit, you must follow the steps that we will notify to you or publish from time to time which we may set out in your account overview. Setting up automatic charges from your account Seller delayed payments When you pay certain sellers or pay for certain purchases for instance, purchases which have to be shipped to you or may be updated and finalised by the selleryou are providing: an authorisation to the seller to collect your payment at a later time; and an instruction to us to automatically pay that seller when the seller requests payment.
Your authorisation will typically remain valid for up to 30 days, but may remain valid for longer. If you have balance, we may hold the payment amount as pending until the seller collects your payment. If your payment requires a currency conversion by us, the transaction exchange rate will be determined and applied as described in the Currency Conversion section at the time the payment is processed.
Your authorisation allows the seller to update the payment amount before the seller collects the payment to account for any changes to the purchase that you may agree with the seller, such as additional taxes, shipping or postage charges or how to make money on nl international on the Internet. We are not required to verify any changes at any time including at the time the payment is transferred.
We may transfer any amount on the basis of your authorisation and upon receiving instructions from the seller of the final payment amount. Billing agreement payments You can use a billing agreement to manage payments to the same recipient s on an ongoing automatic basis. When you enter into a billing agreement: you authorise the named recipient s to collect payments from your account as the recipient determines this could be for payments of amounts you owe the recipient for a purchase of goods or services under a separate contract that you have with the recipient ; and you instruct PayPal how to make money on nl international on the Internet pay the named recipient s or other recipient s that the named recipient what kind of work can make big money direct s when the named recipient s request s PayPal to make your payment.
Payments made under the billing agreement may be in variable amounts and may be made on various dates. We are not obliged to verify or confirm the amount the recipient presents to us for the purpose of processing payments made under the billing agreement. Where a payment under that billing agreement is scheduled to be made before the end of the next Business Day after you tell us to cancel it, we may cancel your billing agreement after that payment has been made.
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If you cancel a billing agreement, you may still owe the recipient money for goods or services that you have received but have not paid for.
If we determine currency conversion is necessary for a billing agreement payment, and we perform the conversion, we will use the transaction exchange rate including our currency conversion fee in effect at the time the payment is processed.
The transaction exchange rate for each payment transaction may vary. Refunds to your account We may allow the recipient of your payment to: refuse to accept it; or decide to accept it and then use our service to send you a refund of all or any part of the amount of the payment later. We will return the amount of any refused payment or refunded payment to your Balance. We will how to make money on nl international on the Internet the amount of an unclaimed payment to your balance within 30 days after the date you initiated the payment.
If the original payment you sent involved a currency conversion we will convert the returned amount from the currency received by the recipient as follows: if the amount is returned within 1 day of the date of the original payment we will use the transaction exchange rate applicable on the date of the original payment, so that you receive the original amount including the currency conversion fee you paid in the original currency you converted for the original payment; and if the amount is returned after 1 day of the date of the original payment we will use the transaction exchange rate applicable at the time of the conversion of the returned amount.
You agree to bear the currency conversion fee for amounts returned to you as refunds or refused payments.
Unless otherwise outlined above in this section, you agree to bear the currency conversion fee for amounts returned to you as refunds or refused payments when you convert any amount returned to you in the ways outlined above. The transaction exchange rate may be applied immediately and without notice to you. We may also automatically withdraw the returned amount from your Balance and transfer the funds back to the funding source you used for the original payment. Withdrawals can also involve a currency conversion — see the section on Withdrawing money above.
Risks when receiving refunds The returned amount could be lower in value than your original payment amount. This can happen as a result of: the recipient sending you a refund lower in value than your original payment amount.
As we are only a payment service provider, we cannot know what you are entitled to from the original payment recipient as a refund or why the recipient sent the refund in a particular amount; or transaction exchange rate fluctuations. PayPal is not responsible for any loss resulting from the recipient's decision to refuse or refund your payment, except to the extent that a refund sent by the recipient is a payment executed incorrectly by PayPal We are not liable to you for the difference between the value of your original payment and the value of the resulting refund, except to the extent that the refund is an incorrect payment see the section on Resolving Problems.
Funding Your Payment Selecting a preferred funding source You may select a preferred funding source when logged into your account. Subject to this user agreement, the preferred funding source will be used as the default funding source for payments you send from your account. You can set separate preferred funding sources for some billing agreement payments.
The use and priority of these special funding arrangements are subject to further terms and conditions between you and us. Your account overview may show the notional amount available in your special funding arrangements to fund qualifying payments at any given time. This amount does not constitute electronic money, is not deemed part of your PayPal balance and is not redeemable in cash - it only represents the amount of electronic money which we offer to issue and credit to your account at the time of and only to immediately fund a qualifying payment, subject to and only for the period outlined in the further terms and conditions of use of that special funding arrangement.
If your payment funded by a special funding arrangement is reversed at a later time for any reason, we will keep the amount that represents the portion of that payment that was funded by your special funding arrangement and provided that the special funding arrangement has not already expired reinstate the special funding arrangement.
Funding payments you send from your account We will obtain electronic money for the payment you send from your account from the following sources in the following order to the extent they are available: Special Funding Arrangements if available for the given transaction Preferred funding source if selected and available Pre-existing PayPal balance Bank account instant transfer via bank mandate PayPal Credit where available PayPal-branded debit card where available PayPal-branded credit card where available Debit card Credit card Bank account eCheque If you have linked a bank account as a funding source we may choose to offer you access to Pay After Delivery, which allows you to defer a charge to this bank account for a period of time.
If you are offered and choose to use this service, the Pay After Delivery Terms will apply. When applicable, PayPal Buyer Protection program entitles you to reimbursement for the full purchase price of the item plus the original shipping costs you paid, if any.
PayPal Buyer Protection does not entitle you to reimbursement for the return shipping costs that you may incur. If you believe that a transaction made through your PayPal account was not authorized by you, this type of claim is different from the PayPal Buyer Protection, and is described below under Liability for Unauthorized Transactions and Other Errors.